Reports we offer

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NDX

Customer Core Deposit

Non-Maturity Deposit Runoff/decay rates, average lives,premiums and effective durations presented by standard categories.

  • 9 for banks/thrifts
  • 6 for credit unions

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Scenario (-300/+500 rate shocks) specific runoff/decay vectors are provided as direct ALM/IRR model inputs.

The precision of national index behavior data is upgraded by combining it with institution-specific value inputs such as balances and rates paid.

Categories

Banks/Thrifts

  • DDA-Personal
  • DDA-Business
  • NOW-Personal
  • NOW-Business
  • MMDA-Pers Low
  • MMDA-Pers High
  • MMDA-Indexed
  • Savings-Personal
  • Savings-Business

Credit Unions

  • NIB Share Drafts
  • IB Share Drafts
  • MMDA Low
  • MMDA High
  • MMDA Premium
  • Regular Shares

$1,795

4 Quarterly Reports
Starting Period

You will receive:

Reports Available on
NDX Report 12/31/2022 Today
NDX Report 03/30/2023 Pending
NDX Report 06/30/2023 Pending
NDX Report 09/30/2023 Pending
LPX

Loan Prepay Index

Forecasted category-level loan prepayment vectors under regulatory rate shock scenarios (-300/+500) are provided as direct ALM/IRR model inputs.

More

Based off statistical analysis of recent loan prepayment data (national pools), combined with user-provided institutional category-level coupon rates and new volume rates, the customized forecasts are quality assured to provide up-to-date predictions.

Categories

Banks/Thrifts

  • Consumer Real Estate Fixed
  • Consumer Fixed
  • Auto New Fixed
  • Auto Used Fixed
  • Agricultural Fixed
  • Commercial Real Estate Fixed
  • Commercial Fixed
  • Construction/Land Fixed

$1,795

4 Quarterly Reports
Starting Period

You will receive:

Reports Available on
LPX Report 12/31/2022 Today
LPX Report 03/30/2023 Pending
LPX Report 06/30/2023 Pending
LPX Report 09/30/2023 Pending
INT

Core Deposit Intangibles Index

Non-Maturity Deposit CDI values are derived from national averages of institution specific statistical analyses of core deposit behavior by categories.

  • 9 for banks/thrifts
  • 6 for credit unions

More

Multiple scenarios - rate shocks (-300/+500) and stress scenarios with varying average lives are provided to allow institution matching and assist in sensitivity testing.

Categories

Banks/Thrifts

  • DDA-Personal
  • DDA-Business
  • NOW-Personal
  • NOW-Business
  • MMDA-Pers Low
  • MMDA-Pers High
  • MMDA-Indexed
  • Savings-Personal
  • Savings-Business

Credit Unions

  • NIB Share Drafts
  • IB Share Drafts
  • MMDA Low
  • MMDA High
  • MMDA Premium
  • Regular Shares

$950

4 Quarterly Reports
Starting Period

You will receive:

Reports Available on
INT Report 12/31/2022 Today
INT Report 03/30/2023 Pending
INT Report 06/30/2023 Pending
INT Report 09/30/2023 Pending
SR

SmartRamp

Combine the precision of statistically defined changes in driver rates with frequent updates and evolving forecasts over time.

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SmartRamps: provides selected driver rate forecasts in a set of alternative rate scenarios in which the 3-month Treasury is assumed to shift by 1/12 of the final shock amount from period 1 to 12.

SmartTwists: provides selected driver rate forecasts based off the controlled change in the 3-month and 10-year Treasury curves by flattening or steepening the curve.

$950

12 Monthly Reports
Starting Period

You will receive:

Reports Available on
SR Report 06/30/2022 Today
SR Report 07/30/2022 Today
SR Report 08/30/2022 Today
SR Report 09/30/2022 Today
SR Report 10/30/2022 Today
SR Report 11/30/2022 Today
SR Report 12/30/2022 Today
SR Report 01/30/2023 Today
SR Report 02/28/2023 Today
SR Report 03/30/2023 Pending
SR Report 04/30/2023 Pending
SR Report 05/30/2023 Pending
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